"Indigenous, disabled, migrants, transgender, are excluded from the financial system and therefore can not save, our obligation is to them to include them."

With these words the Nobel Peace Prize, Muhammad Yunus started the second day of the Congress of Microcredit takes Cabo in Merida, Mexico.

Trying to find ways for people who have no access to banking services, primarily to savings, can be included. Subject specialists and consultants savings groups from different countries provided information and examples of how to ensure that poor people can save.

The debate took Jeff Ashe, creator of developments for creating savings groups worldwide and professor at the University of New Hampshire. Mabel Guevara, Regional Advisor of savings groups El Salvador, Joshua Goldstein, senior director for economic citizenship and inclusion for people with disabilities, center for financial inclusion, international action, USA, among others.

Jeff Ashe said that today there are 9 million savers worldwide, distributed in 65 countries, these groups make up saver by country consist of 15 or 25 people, saving $ 500 per year, perhaps some not mean much, but for them, most of whom live in extreme poverty and had never saved, it is a lot of money. Some of these groups as well as save, lend and in turn have created their own financial programs.

Meanwhile, Ana Rodriguez, who is Dominican and at age 10 began to develop activities for the benefit of the community, explained that one day she realized that lenders were hewn families economically in their community with the interests they charged, then realized she had to do something about it. For that I seek advice and think 15 days 2 groups of savings, one adult and one child, to later join the Capital Foundation and today raises awareness and support communities in their country create savings groups.

Ana currently has 13 groups and says that most of these groups is composed of adults, but also groups of children, which is easier saving, because unlike adults better understand the benefits of saving and not put excuses to do so.

Also said that should reach financial inclusion, reaching the most remote communities, Foundation Capital, Dominican Republic launched a pilot scheme to communities aparatadas his country and managed to capture 70 new savings accounts.

Next Friday they will announce the results of the workshops are being conducted in the International Congress of Microcredit. Participants hope to have the necessary tools to build their countries the way for financial inclusion of the most deprived tools, with the foundation, Saving.

Traslation Belén Zapata